Thursday, April 25, 2013

Asset Allocation for overall balanced portfolio


Ideally, Retail Investor should invest as per ASSET ALLOCATION.

30% Debt  ( PPF - 30%, Long term MF Debt fund -30%, Tax free
Bonds -10%, Bank FDs -10%, Traditional LIC - 10%, short term liquid fund -10% )

30% Real Estate (1st own home, 2nd Home for Rental Income, 3rd Commercial property & 4th
Land or plot)

30% Equity (Large cap MF -30%, ELSS - 30%, Midcap/Smallcap - 30%,  Direct large cap shares -10%)

10% Alternative investments (Gold ETF -30%, Silver -30%, Daimonds - 30%,Antiques paintings etc-10%)


Above Asset allocation is only for reference and one can change or modify it according to his/her situation.

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